Terms and Conditions

These Terms and Conditions govern your access to and use of the website, online learning platform, and educational services offered by Alexander Anderson Center for Real Estate Education (also doing business as the Center for Real Estate Education, or “CFREE”).

By using the Website, creating an Account, or purchasing a Course, you agree to be bound by these Terms and Conditions. If you do not agree, you should not use the Website or purchase any Services.

1. Definitions

“Account” means the personal information, login credentials, and Payment Information used to access Courses, the LMS, and other Services.

“Company,” “CFREE,” “we,” “us,” and “our” means Alexander Anderson Center for Real Estate Education, a New Jersey company located at 14 Bergen Street, Hackensack, New Jersey 07601.

“Content” means any text, graphics, images, video, audio, software, course materials, handouts, slides, recordings, and other materials made available through the Website or LMS.

“Course” means any pre-licensing, post-licensing, continuing education, broker, or specialty course or program offered by the Company, including live, hybrid, and self-paced formats.

“LMS” means the LearnWorlds learning management system or other platform used by the Company to deliver Course content.

“Materials” means physical or digital books, study guides, merchandise, and other items sold through the Website or store.

“Payment Information” means credit card, debit card, bank account information, or other payment details provided to purchase Services.

“Services” means the Courses, LMS access, Materials, instructor support, and related educational services offered by the Company.

“Student,” “User,” “you,” and “your” means any person who accesses the Website, creates an Account, or purchases Services.

“Website” means recareercenter.com, recareercenter.learnworlds.com, and any subdomain or successor site operated by the Company.

2. Eligibility and Age

You must be at least 18 years old to create an Account, purchase Services, or provide Payment Information. Persons under 18 may use the Website only with the supervision of a parent or guardian, and any purchase must be made by an adult.

Real estate licensing in New Jersey, New York, and Florida has its own age, residency, and background requirements. Completion of a Course does not guarantee eligibility for licensure. You are responsible for confirming your eligibility with the applicable state real estate commission before enrolling.

3. Accounts

To purchase Services and access the LMS, you must create an Account and provide accurate, current information. You agree to keep your Account information up to date.

You are responsible for safeguarding your login credentials. Do not share your Account with anyone. The Company is not liable for losses or damages caused by your Account credentials being shared, misused, or accessed by another person without your authorization.

If you believe your Account has been accessed without your permission, contact the Company immediately at info@recareercenter.com so we can suspend the Account and address any unauthorized activity.

The Company may suspend or terminate an Account at any time for violation of these Terms, non-payment, fraud, abusive conduct, or any other lawful reason. Where reasonable, we will provide notice and an explanation, but we reserve the right to terminate without prior notice when warranted.

4. Orders, Pricing, and Payment

No part of the Website constitutes a contractual offer. When you place an Order, you are making an offer that the Company may accept or decline at its sole discretion. A binding agreement is formed only when the Company sends you an order confirmation email or grants Account access to the purchased Course.

All prices are listed in US dollars and are subject to change. The price in effect at the time you place your Order is the price that applies to that Order.

Payment is due at the time of purchase unless a Payment Plan is in place. The Company accepts cash and major credit cards.

If a Course or Service is listed in error or with an incorrect price, the Company reserves the right to cancel the Order, refund any amount paid, and notify you.

5. Payment Plans

Payment Plans may be available for tuition and fees on selected Courses. Payment Plans require:

• A non-refundable deposit at the time of enrollment;

• A valid credit or debit card kept on file for scheduled payments;

• Payment of the remaining balance within two (2) weeks unless a different schedule is agreed to in writing.

Service fees are non-refundable.

Students with a balance outstanding for two (2) months or more may be removed from class rolls and lose access to the LMS until the balance is paid. Students with a balance outstanding for twelve (12) weeks or more without an alternative arrangement may be removed without refund of the deposit, and the Company will no longer track hours or permit the student to take the school exam until the balance is resolved.

Students removed for non-payment must reapply and pay all fees in full, including a new deposit, to resume coursework.

All Payment Plan modifications must be submitted in writing to info@recareercenter.com. The Company reserves the right to refuse modifications.

6. Refunds and Cancellations

All refund and withdrawal requests must be submitted in writing to management@recareercenter.com. Each request must state that you have read and understand this refund policy. A member of the management team will contact you within four (4) business days during regular business hours.

6.1 General Refund Rules

• All deposits are non-refundable.

• All extensions are non-refundable.

• Service fees are non-refundable.

• No refund will be given after you attend any portion of a class, enter any class session for any length of time, or begin any module of a self-paced Course.

• No refund will be given more than 14 days after the date of purchase, even if you have not attended any classes. After 14 days, paid amounts may be applied as account credit toward another Course at the Company’s discretion.

• If you accessed the Course dashboard but did not attend any class or begin any module, and you request a refund within 14 days of purchase, a 30 percent administrative fee will be deducted from any refund issued.

• No refund will be given after your tuition expires.

• No refund will be given once a Course has been completed.

• No refund will be given on books, study materials, or merchandise.

• No refund will be given on purchases made through Groupon or any other third-party seller; refund requests for those purchases must be directed to the third-party seller.

• Packages cannot be downgraded under any circumstances.

• Courses cannot be transferred or switched while on an extension.

• If your tuition expires before you complete the Course, the original payment cannot be applied to a future purchase.

6.2 Account Credits

Where a credit is issued instead of a refund, the credit must be used within six (6) months of the original purchase date. Credits are not redeemable for cash and cannot be refunded after that period.

If a Course is transferred to a different Course at a lower price, the difference will remain as an account credit subject to the same six-month limit.

6.3 Class Transfers

On a case-by-case basis, the Company may permit a class transfer to a new person. Transfers are at the Company’s discretion and must be requested in writing.

6.4 Payment Disputes and Chargebacks

If a student disputes tuition or initiates a chargeback after purchase, the Company will deactivate the student’s dashboard and stop tracking hours until the dispute is resolved. The Company reserves the right to submit documentation, including the student’s personal information and Course records, to the payment processor or financial institution to respond to the dispute.

7. Class Schedule, Cancellations, and Make-Ups

The Company publishes its class schedule up to six (6) months in advance at recareercenter.com/schedule. Schedules are subject to change.

If a class is canceled by the Company for any reason, the affected chapter or session may be made up the next time it is offered with a live instructor, regardless of the schedule format the student selected. The class rotation will not be changed because of a cancellation or holiday.

Insufficient enrollment may cause a class to be canceled or postponed. Students should check the schedule regularly for updates.

Class cancellations, postponements, and removals will be posted under “Announcements” on the CFREEConnect Dashboard and at recareercenter.com/schedule.

In the event of inclement weather or other emergency, schedule changes will be posted on the Website and on the dashboard. The Company is not responsible for travel, transportation, parking, accidents, or any other costs or losses associated with traveling to 14 Bergen Street, Hackensack, NJ.

8. Classroom Conduct and NJREC Rules

All students are expected to maintain a respectful environment toward instructors, staff, and other students. Disruptive behavior will not be tolerated.

• At the instructor’s discretion, any student causing a disruption may be removed from class. Repeated or serious infractions are grounds for expulsion. No refund, credit, or reenrollment will be given for a student dismissed for disruptive conduct.

• Cell phones, smart watches, and personal electronic devices must be turned off or silenced during class.

• Recording of any class, by audio or video, is strictly prohibited as required by the New Jersey Real Estate Commission (NJREC) and Company policy.

• Live online students may use Zoom chat for class-related questions only. Sharing inappropriate content, links, or other disruptive material in chat will result in removal from class.

• In-person students are provided with coffee, tea, water, and candy. These items are for student consumption during class. Taking quantities beyond personal consumption is grounds for losing in-person class privileges.

9. Course Approvals and No Guarantee of Licensure

CFREE Courses are approved by the New Jersey Real Estate Commission, the New York Department of State, and the Florida Real Estate Commission as applicable to each Course at the time of approval. Approvals, course content requirements, hour requirements, and exam standards are set by each state regulator and are subject to change. The Company will update Courses as required to maintain approval, and changes may be applied to Courses already in progress.

Completion of a Course does not guarantee that you will pass any state, school, or licensing examination, obtain a real estate license, secure employment, earn any specific income, or be approved by any state authority. Licensing decisions are made solely by the applicable state regulator.

10. Books, Materials, and Shipping

All sales of books, study materials, and merchandise are final. No refunds will be issued on Materials.

• If a book is shipped to you, you are responsible for entering the correct shipping address. The Company is not responsible if an incorrect address is entered by the student.

• Additional fees may apply if a package is returned to sender or needs to be re-shipped because of an address error.

• The Company is not responsible for items lost, stolen, or damaged in transit. Claims for lost, stolen, or damaged items must be filed with the shipping carrier within 30 days of the original shipment date.

• If a package is shown as delivered to the address you provided, the Company reserves the right to charge for shipping, handling, and any associated costs if a replacement is requested.

• The Company does not ship to PO Boxes.

Transcripts are not provided during or after the Course. Students who require proof of completion should retain their certificate of completion issued by the LMS.

11. Intellectual Property

All Content on the Website and in the LMS, including text, graphics, logos, images, audio, video, slides, course materials, handouts, software, and underlying code, is owned by the Company or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You receive a limited, non-exclusive, non-transferable, revocable license to access and use the Content solely for your personal educational use as part of the Services you have purchased. You may not:

• Reproduce, copy, distribute, post, share, sell, or publicly display any Content;

• Record, screen-capture, or rebroadcast any class, lecture, or LMS content;

• Create derivative works from any Content;

• Use any Content to train, fine-tune, or develop any artificial intelligence model or machine learning system;

• Remove, alter, or obscure any copyright, trademark, or other proprietary notice;

• Use the Company’s name, logo, or branding without prior written permission.

Unauthorized use of Content may result in account termination, loss of access to the Course without refund, and legal action.

12. Third Party Materials and Links

Some Courses include materials licensed from third parties, such as textbooks. Those materials remain the property of their respective owners and are subject to the owner’s copyright and license terms.

The Website may contain links to third-party websites. The Company does not control these sites and is not responsible for their content, privacy practices, or any loss or damage you may incur from using them. Links to third-party sites do not imply endorsement.

13. User Conduct and Communications

When using the Website, LMS, dashboard, chat, message boards, support channels, or any other Company communication system, you agree not to:

• Use obscene, vulgar, abusive, threatening, harassing, defamatory, or discriminatory language;

• Submit content that is unlawful or that incites or promotes violence;

• Impersonate the Company, an employee, an instructor, or another student;

• Use the Company’s communication systems to send spam, junk mail, chain messages, or unauthorized bulk communications;

• Attempt to gain unauthorized access to any portion of the Website, LMS, or another user’s Account;

• Upload, transmit, or distribute viruses, malware, or other harmful code.

The Company may monitor, retain, modify, and remove communications submitted through its systems. By submitting content, you grant the Company a non-exclusive, royalty-free license to use, reproduce, and display that content in connection with operating the Services. The Company may suspend or terminate Accounts that violate these rules.

14. Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy describes what personal information we collect, how we use it, and how we protect it. The Company complies with applicable United States federal and state privacy laws.

The Company will not sell, rent, lease, or give your personal information to any unrelated third party for marketing purposes. We do not tolerate spam and will not send unsolicited marketing messages. You may unsubscribe from marketing communications at any time.

The Company may share information with service providers (such as the LMS, payment processors, and shipping carriers) and with state regulators where required by law or regulation.

15. Affiliate Program

The Company operates a separate Affiliate Program governed by its own Affiliate Program Terms and Conditions. The following rules apply to students:

• Affiliate codes and referral credits cannot be applied after a Course has been purchased.

• Previous referrals cannot be applied retroactively after sign-up. Brokers with questions about referrals should contact the admin team.

Students with affiliate-related questions should contact info@recareercenter.com.

16. Disclaimers

The Website and Services are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, the Company disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and uninterrupted or error-free operation.

The Company makes no guarantee that you will pass any examination, obtain any license, secure employment, or achieve any particular result from completing a Course. Educational content is provided for instructional purposes and is not legal, financial, tax, or professional advice. You should consult a qualified professional before making decisions based on Course content.

The Company uses commercially reasonable efforts to keep the Website and LMS secure and operational, but does not guarantee that they will be free from defects, viruses, or downtime. The Company is not liable for service interruptions caused by internet service providers, hosting providers, communication networks, power failures, natural events, or other causes outside our reasonable control. We do not provide refunds for outages.

To the maximum extent permitted by law, the Company’s total liability to you for any claim arising out of or relating to the Website, the Services, or these Terms is limited to the amount you actually paid to the Company for the Services giving rise to the claim during the twelve (12) months preceding the claim.

To the maximum extent permitted by law, the Company will not be liable for any indirect, incidental, special, consequential, exemplary, or lost-profit damages, even if advised of the possibility of such damages.

If any provision of this Section is found to be unenforceable in any jurisdiction, the remaining provisions will continue in full force, and the unenforceable provision will be enforced to the maximum extent permitted by law in that jurisdiction.

18. Indemnification

You agree to indemnify and hold the Company, its owners, officers, employees, instructors, and contractors harmless from any claim, loss, damage, cost, or expense (including reasonable attorneys’ fees) arising from your violation of these Terms, your misuse of the Website or LMS, your unauthorized use of Content, your conduct in class, or your violation of any law or third-party right.

19. Dispute Resolution

The parties agree to attempt to resolve any dispute, claim, or disagreement arising out of or relating to these Terms or the Services in good faith before filing any lawsuit.

The required pre-litigation process is:

• Written notice of the dispute, sent by email to info@recareercenter.com (from the Company’s side, to the email address on the Account), describing the issue and the relief requested;

• A good-faith negotiation period of at least 30 days following the written notice;

• If the dispute is not resolved through direct negotiation, the parties will participate in non-binding mediation with a neutral mediator agreed upon by both parties. Mediation will take place in New Jersey or remotely by mutual agreement. The parties will share the mediator’s fees equally, and each party will bear its own costs.

Neither party may file a lawsuit related to the Services until the negotiation and mediation steps above have been completed, except for claims seeking injunctive or equitable relief to protect intellectual property, trademarks, or confidential information, or for claims that fall within the jurisdiction of a small claims court.

Nothing in this Section prevents you from filing a complaint with a state real estate commission or other regulatory body.

20. Governing Law and Jurisdiction

These Terms and any dispute arising out of or relating to them or the Services are governed by the laws of the State of New Jersey, without regard to conflict-of-law principles. Subject to Section 19, the parties consent to the exclusive jurisdiction of the state and federal courts located in New Jersey.

21. Regulator Complaints

Students who believe the Company has violated state real estate education rules may file a complaint with the applicable state regulator:

• New Jersey Real Estate Commission, 20 West State Street, PO Box 328, Trenton, NJ 08625.

• New York State Department of State, Division of Licensing Services.

• Florida Real Estate Commission, Department of Business and Professional Regulation.

22. Changes to These Terms

The Company may update these Terms from time to time. The current version is posted on the Website with the effective date below. Material changes will be communicated by posting on the Website, by email, or by notice in the LMS dashboard.

Your continued use of the Website or Services after the effective date of an update means you accept the updated Terms. If you do not accept the updated Terms, you must stop using the Services.

School policies and classroom procedures may change without notice and apply prospectively to your use of the Services.

23. Notices and Contact

Notices to the Company should be sent to:

Alexander Anderson Center for Real Estate Education

14 Bergen Street, Hackensack, NJ 07601

Email: info@recareercenter.com

Phone: 201-343-6640

Refund and withdrawal requests: management@recareercenter.com

Business hours: Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern.

Notices to you will be sent to the email address associated with your Account. Email notices are deemed received on the day they are sent if sent on a business day, or on the next business day if sent on a weekend or holiday.

24. Miscellaneous

These Terms, together with the Privacy Policy, the Affiliate Program Terms (if applicable), and any Course-specific terms presented at enrollment, are the entire agreement between you and the Company regarding the Services and supersede any prior agreements on the same subject matter.

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force.

The Company’s failure to enforce any provision is not a waiver of that provision or any other provision.

These Terms do not create any third-party beneficiary rights.

You may not assign or transfer your rights under these Terms without the Company’s written consent. The Company may assign these Terms in connection with a sale, merger, reorganization, or transfer of business.